My family had Blue Cross for a long time.  About 10 years ago, I had Aetna provided through a friend of mine who allow me to take advantage of a good plan at a good price.  When he decided to move on to other things, I switched to Blue Cross.  When I joined Arcot fulltime three years ago, I was again under Blue Cross.  After leaving Arcot last June, I was still under Blue Cross via COBRA.

In December, I applied for Blue Cross again because COBRA was about to end.  I heard nothing for over three months.  About 8 days ago, I received a letter saying my son and I were accepted, but my wife was not.  Their reason was that my wife's blood pressure went over 140/100 for two weeks last October.  At the end of October, her blood pressure came right back down to normal when the situation that caused her stress went away.  Of course, they didn't even mentioned that.  They said she had to show proof of her having normal blood pressure for six months.

Tonight, I faxed them a letter asking them to cancel our policies.  I am not going back to Blue Cross again.  Business is business, but their way of doing business is unacceptable to me.  We were loyal Blue Cross customers and now we are not.  If you know of a good health insurance plan, please let me know.  I never go to the hospitals except for regular dental works and occasional racoon bites, but my wife and son need regular care.  Consulting can be great, but health insurance headaches can sometimes make me wish I was an employee again.